Terms of Service

Effective Date: September 17, 2025

Acceptance of Terms

By accessing and using Blockmutual's website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, you must not use our services.

Description of Services

Blockmutual provides consulting, development, research, and economic design services related to autonomous agents, Web3 technologies, and blockchain systems.
We may also provide resources, documentation, and other related materials.

User Obligations

Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms.

Prohibited Activities

You may not:

• Use our services for any illegal, fraudulent, or unauthorized purpose
• Interfere with, disrupt, or compromise the integrity of our services or systems
• Attempt to gain unauthorized access to our infrastructure
• Violate any applicable local, state, national, or international laws or regulations
• Use our services in jurisdictions where such services are prohibited (including sanctioned countries as determined by FinCEN or other applicable authorities)

Intellectual Property

Our Content

All content, software, design, documentation, features, and functionality provided by Blockmutual are owned by Blockmutual or its licensors and are protected by copyright, trademark, and other intellectual property laws.

Your Content

You retain ownership of any materials or information you provide to Blockmutual. By providing such materials, you grant us a limited license to use them solely as necessary to deliver services to you.

Service Availability

We strive to maintain reliable access to our website and services, but we do not guarantee uninterrupted or error-free operation. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without liability.

Payment Terms

Fees

Fees for consulting, development, or other services will be agreed upon in writing before any work begins.

Payment

Payment terms, schedules, and methods will be specified in individual service agreements. Unless otherwise specified, all payments are due in full within the agreed timeline.

Refunds

Refund policies, if applicable, will be detailed in specific project agreements. Absent such an agreement, all fees are non-refundable.

Disclaimers

• Blockmutual does not provide investment, financial, legal, or tax advice.
• Any tools, agents, or software developed by Blockmutual are provided for research, development, or operational purposes only and are not guaranteed to produce financial returns.
• You are solely responsible for any decisions made based on the use of our services or deliverables.

No Warranties & Assumption of Risk

All software, code, agents, tools, or related deliverables provided by Blockmutual are offered “AS IS” and “AS AVAILABLE” without any warranties of any kind, whether express or implied.

Blockmutual does not warrant that any software or service we provide will be error-free, secure, uninterrupted, or suitable for any particular purpose.

You acknowledge and agree that:

• Any use of our software, agents, or deliverables is at your own sole risk.
• Such use may involve substantial risks, including but not limited to financial loss, software malfunction, vulnerabilities, or security breaches.
• You are solely responsible for securing, monitoring, and controlling any digital assets, wallets, private keys, or related systems that may interact with our software.

To the maximum extent permitted by law, Blockmutual shall not be liable for any loss of funds, damages, or other adverse outcomes resulting from the use, misuse, or inability to use our software or services.

No Investment Advice

Blockmutual does not provide investment, financial, legal, or tax advice.
Any information, software, tools, or services we provide are for research, development, and educational purposes only.

Nothing provided by Blockmutual should be construed as:

• A solicitation, recommendation, endorsement, or offer to buy or sell any securities, tokens, cryptocurrencies, or other financial instruments.
• Advice on the suitability of any investment or strategy.

You are solely responsible for your own investment decisions. If you require financial advice, you should consult with a licensed financial advisor.

Limitation of Liability

To the maximum extent permitted by law, Blockmutual and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, data, or business opportunities, arising out of or in connection with your use of our services.

Indemnification

You agree to indemnify, defend, and hold harmless Blockmutual, its affiliates, employees, and contractors from any claims, damages, liabilities, or expenses (including reasonable legal fees) resulting from your use of our services, your violation of these Terms, or your violation of any applicable law.

Privacy

Your privacy matters to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Termination

Blockmutual may suspend or terminate your access to our services at any time, with or without cause, and with or without notice. Termination will not relieve you of any obligations accrued prior to termination.

Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of laws principles.

Any disputes shall be subject to the exclusive jurisdiction of competent courts within the United States, unless otherwise specified in a separate written agreement.

Changes to Terms

We may revise these Terms at any time. Updates will be posted on this page with the "last updated" date adjusted. Continued use of our services after changes constitutes acceptance of the new Terms.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms of Service, please contact us at:

• Email: legal [at] blockmutual.com

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